Answer a few questions and we'll recommend the right health plan for your situation — then walk you through everything else available to you.
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Personalized recommendationWe match you to the plan that fits your health needs and budget — not just the cheapest or most expensive one.
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Ask Kin anythingYour benefits guide is on the right. Ask questions at any point — before, during, or after you get your recommendation.
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Takes about 5 minutesAnswer at your own pace. Your answers stay private and are used only to generate your recommendation.
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This is not enrollmentTo officially enroll, you'll complete the process in Workday. This tool helps you decide — Workday makes it official.
Before you begin — eligibility
Work 30+ hours per week
Be a regular (non-temporary) employee
Enroll within 30 days of your eligibility date
Coverage effective January 1, 2026
Spouse/partner — legally married or domestic partner
Children — up to age 26, regardless of student status
Welcome
Step 1 of 3
Let's start with you.
Your health profile helps us recommend the plan that fits your actual needs — not just the cheapest or most expensive one.
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You
Primary plan holder
Age
Sex assigned at birth
Do you take any prescription medications regularly?
How much medical care do you expect to need in the next 12 months?
Minimal
Routine checkups only
Moderate
A few visits or scripts
Significant
Surgery, ongoing, or frequent
Step 1 of 3
Step 2 of 3
Budget & coverage preferences
Understanding your financial situation helps us balance monthly costs with out-of-pocket protection.
The core trade-off in health plans:
Lower paycheck deduction→Higher deductible — you pay more when you use care
Higher paycheck deduction→Lower deductible — more predictable costs when you need care
If you had an unexpected medical bill, what's the most you could comfortably pay?
Less than $500
$500 – $1,999
$2,000 – $3,999
$4,000 or more
Prefer not to say
What amount feels comfortable for biweekly paycheck deductions?
Lower ($20 – $35 biweekly)
Moderate ($35 – $70 biweekly)
Higher ($70+ biweekly)
Prefer not to say
Household income (optional)
Under $50k
$50k – $100k
$100k – $150k
$150k+
Prefer not to say
Step 2 of 3
Step 3 of 3
Are you interested in a Health Savings Account?
An HSA is only available with the Core HDHP plan. Your answer helps us make the right recommendation.
What is an HSA?
A Health Savings Account offers triple tax advantages: contributions are pre-tax, growth is tax-free, and withdrawals for qualified medical expenses are tax-free. Funds roll over year after year — and CLEAResult contributes up to $750 annually. Your HSA administrator is Optum.
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Yes, it's important to me
I want to build tax-free healthcare savings.
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No, I prefer without an HSA
I'd rather have predictable copays.
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I'm not sure
Ask Kin on the right — happy to explain more.
Step 3 of 3
Reviewing your profile…
We're matching your health needs, budget preferences, and coverage goals to find your best-fit plan.
Choose your plan
Review all three plans side by side.
Your recommended plan is highlighted. All plans use the Aetna Choice POS II network with OptumRx pharmacy.
HSA Contribution
How much do you want to contribute to your HSA?
CLEAResult adds up to $750/year — that's already working for you.
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We recommend contributing at least $2,284/year ($87.85 biweekly) to cover your predicted out-of-pocket costs.
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HSA funds can be invested and grow tax-free — one of the most powerful savings tools available to you.
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Your HSA is administered by Optum. Visit optum.com to manage contributions and investments.
$0 / yearMax: $4,400 / year (individual)
$2,284 /year · $87.85 biweekly
Age 55 or older? You can contribute an additional $1,000/year catch-up contribution.
Additional Benefits
Here's what else is available to you.
These complement your medical plan. Your selections update the total above in real time.
Included — employer paid
Short-Term Disability
Provided by Reliance — replaces a portion of income if you're unable to work short-term.
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Employer Paid
Long-Term Disability
Provided by Reliance — income protection for extended disability lasting 90+ days.
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Employer Paid
Dental & Vision
Dental Insurance
Covers checkups, cleanings, fillings, orthodontics, and more.
Optional
Vision — Aetna Vision Preferred
Eye exams, lenses, frames, contacts, and additional discounts on Lasik.
Optional
Supplemental protection
Accident Insurance
Cash paid directly to you for ER visits, hospital stays, broken bones, and more — on and off the job.
Optional
Hospital Indemnity Insurance
Cash benefits for hospital admissions, surgeries, and ICU stays — paid directly to you to use however you need.
Optional
Critical Illness Insurance
Lump-sum payment if you're diagnosed with a serious illness like cancer, heart attack, or stroke.
Optional
Additional Life Insurance
Boost protection beyond basic coverage. General guideline: 8–10× your annual salary.
Optional
Also available — enroll in Workday
Dependent Care FSA
Pre-tax account for qualified dependent care — preschool, summer day camp, before/after school programs.
→ Enroll via Workday → My Tasks
Commuter Benefits
Use tax-free dollars for eligible commuting costs including transit and parking.
→ Enroll via Workday → My Tasks
⚠️This is not enrollment
Your selections here are for planning purposes only. To officially enroll, log in to Workday and complete your Open Enrollment Change Event under My Tasks.
K
Kin
Your benefits guide
K
Hi there! I'm Kin 👋
I'm here to help you understand your CLEAResult benefits and make a confident choice. Click a question below or type your own.
